Most of these you can check from the yard or the attic. One or two signs may only need a repair; several together usually point to a replacement.
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Look for shingles that are curling, cracked or missing, granules collecting in the gutters, dents in vents and gutters after hail, water stains on ceilings, and daylight or damp decking in the attic. A roof that shows several of these at once, has leaks in more than one place, or is 15 years old or more is worth a professional inspection.
Hail damage isn’t always visible from the ground. On shingles it shows up as dark bruises where granules were knocked off, sometimes with a cracked mat underneath. Soft metal tells the story: dents in vents, gutters and downspouts show the size of the hail. See how to file a hail claim.
One lifted shingle or a cracked vent boot is a repair. Wear across the whole roof, leaks in several spots, widespread hail damage or soft decking point to a replacement. See roof repair or replace?
Several signs at once (curling or missing shingles, heavy granule loss, leaks in more than one place, soft decking) usually mean replacement. One isolated problem is often a repair.
Once it’s about 15 years old, and after any hailstorm or high winds.
Often not on the shingles themselves, but dents in gutters, vents and downspouts are a good clue.
This guide is general information for Texas homeowners, not legal or insurance advice. Your policy, your city and your house decide the details.
